Tornado Safe Room Rebate Programs

Looking for financial assistance to install an individual tornado saferoom? Check the map for Texas counties that are currently running FEMA tornado rebate programs. The local POC is listed for each program.

Donít see your county listed? Then FEMA individual tornado saferoom rebates are not currently available in your county.

Below is a list of potential non-FEMA sources of funding.

Potential Non-FEMA Safe Room Funding

SBA Disaster Loans

Homeowners who receive a disaster assistance loan from the U.S. Small Business Administration (SBA) to repair or rebuild a damaged or destroyed home may use some of the loan proceeds to construct a safe room. The SBA can also increase the approved disaster loan by up to 20 percent to cover the cost of adding a safe room.

Community Development Block Grant Funds

On December 3, 2003, the President signed into law the Tornado Shelters Act (Public Law 108-146), which amends the Housing and Community Development Act of 1974, authorizing communities to use community development block grant funds to construct tornado safe shelters in manufactured home parks. To be eligible, a storm shelter must be located in a neighborhood or park that contains at least 20 units, consists predominately of low- and moderate-income households, and is in a state where a tornado has occurred within the current year or last 3 years. The storm shelter must comply with tornado-appropriate safety and construction standards, be large enough to accommodate all members of the park/neighborhood, and be located in a park/neighborhood that has a warning siren. Community development block grant funds are funded through HUD.

FHA Mortgage Insured Financing

On January 14, 2000, as part of HUD/FHAís continuing efforts to be responsive to public safety concerns, HUD began allowing borrowers to include windstorm shelters as an eligible work item for FHA 203(k) rehabilitation loans and FHA 203(b) financed new construction. Shelters financed with FHA-insured mortgages must be constructed consistent with the guidelines presented in FEMA publication 320

USDA Rural Repair and Rehabilitation Grants

The U.S. Department of Agriculture administers the Very Low-Income Housing Repair program which provides grants of up to $7,500 to very low-income homeowners who are 62 years of age or older to address health and safety hazards. The improved property must reside in rural town of 20,000 or less residents. Grant funding is variable each year. The phone number for the regional USDA office is (254) 742-9700

Still canít make any of these work? Then go to http://www.txdps.state.tx.us/dem/Mitigation/indivSaferoomFactSheet.pdf and download the fact sheet. Take it you your county Emergency Manager, or County Commissioner, and urge them to apply for the FEMA grant at the next funding opportunity. Funding is limited and application does not equal approval.