Flood Safety Awareness: Check Your Policy

Long before severe storms or flooding threatens your area, it is a wise idea to review your insurance coverage and learn more about how the National Flood Insurance Program (NFIP) can benefit you.

Flood losses are not typically covered in homeowner insurance policies. However, flood insurance is available in communities taking part in the National Flood Insurance Program. The FloodSmart campaign, sponsored by FEMA, encourages all property owners to learn their flood risk and choose appropriate flood insurance. More information is available through local insurance agents; by calling 1- 800-638-6620; or click on: www.floodsmart.gov/

The total amount of insured flood losses in Texas from 1998 through 2007 (the most recent figures available) was $1.8 billion. The average cost of damage from a flood only two inches deep in a single home is estimated at $7,800. Visit the following websites for more information.